Legal Insights

Future medical expenses are calculated by identifying the care an injured person is reasonably expected to need after the claim ends and estimating what that care will cost. The calculation may include future surgery, therapy, medication, injections, diagnostic testing, medical equipment, home assistance, or other treatment tied to the injury.

You can still pursue an injury claim in Florida even if you live somewhere else. If the accident happened here, Florida law will often control major issues involving negligence, fault, damages, and filing deadlines. Insurance can be more complicated because your own policy may have been issued under the laws of another state.

The highest crash risk for teen drivers comes during the first several months after they begin driving without adult supervision. Inexperience is the main reason, but the danger rises sharply when a new driver is also driving at night, carrying teenage passengers, speeding, or using a phone.

There is no point in a Florida workers’ compensation claim when the insurance carrier is automatically required to make you a settlement offer. Settlement is voluntary. An offer might come while you are still treating, after you reach Maximum Medical Improvement, during mediation, or after the parties have spent months disputing benefits.

You should replace a child’s car seat after any moderate or severe crash. After a minor crash, replacement may not be necessary, but only when all five conditions in the National Highway Traffic Safety Administration’s minor-crash test are satisfied and the manufacturer does not require replacement after every collision.

Yes. A slip and fall can cause a herniated disc when the impact, sudden twisting, or forceful bending of the spine damages one of the discs between the vertebrae. A fall may also aggravate a disc that was already weakened by age or degeneration, turning a previously manageable or symptom-free condition into a painful injury.