How Much Will You Get Paid if an 18-Wheeler Hits You in Texas?

Accidents involving 18-wheelers and commercial trucks are among the most serious and devastating on Texas roads, often resulting in catastrophic injuries, significant medical costs, and life-changing consequences. Texas consistently leads the nation in truck accident fatalities, with over 39,000 commercial vehicle crashes and more than 600 deaths and 13,000 injuries reported annually.

If you or someone you love has been hit by an 18-wheeler, you may be entitled to significant financial compensation. Settlements in Texas frequently range from $80,000 to well over $1 million, depending on the severity of injuries, case complexity, and the involvement of multiple parties.

Who Pays After an 18-Wheeler Accident?

Unlike standard car accidents, commercial truck collisions often involve several potentially liable parties:

  • The truck driver—liable for actions such as fatigue, distraction, speeding, or impairment.
  • The trucking company—responsible for driver training, maintenance, and enforcing regulations.
  • The manufacturer—if a mechanical defect caused the crash.
  • The cargo loading company—liable for accidents caused by improper loading.
  • Government entities—if poor road conditions or missing signage contributed.
  • Independent contractors—liability depends on employment status and contractual responsibility.

Texas’s modified comparative fault rule means your compensation may be reduced or denied if you’re found 51% or more at fault.

Multiple Liable Parties and Their Impact

Due to the involvement of various parties, truck accident victims may pursue compensation from multiple insurance policies. This complexity can increase total settlement amounts but requires experienced legal counsel to coordinate claims and combat aggressive insurer defenses.

Damages You May Recover in an 18-Wheeler Accident

Economic Damages:

  • Medical expenses: covers ER visits, hospital stays, surgeries, rehab, and future medical care.
  • Lost wages: compensation for time missed from work due to injury.
  • Loss of future earning potential: if permanent disability prevents returning to work.
  • Property damage: vehicle repair or replacement.

Non-Economic Damages:

  • Pain and suffering: physical and emotional distress.
  • Emotional distress: including PTSD, anxiety, and depression.
  • Loss of enjoyment of life: inability to participate in normal activities.
  • Permanent disability or disfigurement: including amputations, paralysis, or scarring.

Punitive Damages: Awarded in cases of gross negligence—for example, driving under the influence or falsifying logbooks—to punish offenders and deter future violations.

Typical Settlement Ranges in Texas

There is no fixed payout amount because truck accident cases vary widely. As a general guide:

  • Minor injuries: $25,000–$150,000.
  • Serious injuries: $250,000–$1 million.
  • Catastrophic injuries (paralysis, brain injury, wrongful death): potentially millions of dollars.

Settlement amounts depend on injury severity, medical costs, future care needs, liability determination, and insurance coverage limits. Texas’s updated 2024 minimum insurance requirements for commercial trucks can increase potential recovery amounts.

Key Steps to Take After an 18-Wheeler Accident in Texas

  • Seek immediate medical attention, even if injuries appear minor.
  • Call 911 and obtain a police report—official documentation is critical.
  • Take photos of crash damage, injuries, and road conditions.
  • Gather contact details for drivers, companies, and witnesses.
  • Avoid speaking directly to insurance adjusters without legal counsel.
  • Contact an experienced Texas truck accident lawyer to guide you through the process.

Prompt action and thorough documentation are essential to strengthen your case and maximize compensation.

Why Legal Representation Matters

Trucking companies and insurers work aggressively to limit payouts. Their adjusters are experienced in disputing liability and offering low settlements before the full scope of injuries is known. A dedicated attorney will:

  • Investigate the crash to determine all responsible parties.
  • Secure vital evidence, such as black box data, driver logs, and maintenance records.
  • Negotiate with multiple insurance providers on your behalf.
  • Recover full compensation for your damages—often with no upfront fees through a contingency arrangement.

Why Choose RTRLAW for Your Texas Truck Accident Case?

At RTRLAW, truck accident victims receive:

  • No upfront fees (you don’t pay unless we win).
  • Decades of collective experience and millions recovered for Texans.
  • Aggressive settlement and trial advocacy to maximize recovery.
  • 24/7 client support from a dedicated legal team.

If you or a loved one has been injured in an 18-wheeler accident in Texas, don’t settle for less. RTRLAW is ready to fight for the compensation you deserve. Call 1-833-HIRE-RTR or schedule your free consultation today to take the first step toward justice.